Who are we?

We work for you. Not the banks.

The Rate Specialists

We are a team of experienced brokers dedicated to helping Australians get the best rates possible. Not everyone has the time to pore over and analyse constantly changing interest rates.

We do. We use that time to stay ahead so when we find someone paying too much, we can fix it immediately and set them on the right path. We’re very popular at barbecues.

For the last few years, we’ve helped countless people save money on their existing mortgages and pay off their loans faster.

We don’t work for the banks. We work for you!

We rate all loans

Let us rate yours

Home Loans

We can help you find the best rate on variable loans, fixed rate loans, lines of credit and construction loans.

Commercial Property Loans

We can assist with the refinancing and purchasing of all commercial property, ranging from office space to industrial workshops.

Investment Property Loans

We can help you find the best rates for investment property loans by comparing hundreds of variable rate, fixed rates, construction and Self Managed Super Fund loans.

Business Loans

We’ll find you the best rate if you’re looking to purchase a business, better manage cash flow or upgrade equipment.

Some reviews from clients

What They Say


Josh provides a professional service & is a pleasure to do business with.

Jo-Anne,

We were shocked to find out that our interest rate was over 1% higher than what other banks were offering.

Steve & Ali,

I found Josh from Rate My Mortgage to be very knowledgeable, he made the entire process so easy. They even filled out all the forms with my current bank for me!

Anne,

Our previous mortgage was with one of the big banks, but in over 15 years, no-one from the bank ever approached us about a better deal. Thank you to Rate My Mortgage for giving us a better choice and much lower rate.

Ian & Illana,

Thank you Rate My Mortgage for saving us over $100 a month with our existing bank!

Baz & Terri,

I found Josh from Rate My Mortgage to have a great knowledge of products/loans available, was unbiased and very easy to chat with. You felt like he was a friend with a keen interest in helping in a practical way.

Celeste & Ben,

Rate My Mortgage was excellent, they worked very hard were always happy to fit in around our busy work schedules.

Alan & Anthea,
GO

Start paying less now.

Rate My Mortgage will rate your mortgage.
Simple.